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Car Purchasing Advice from Millionaires: Buy Used

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Have you been thinking about purchasing a new car? It’s tempting when there’s countless commercials, magazine ads, and promotions showing off the latest models in style and features. But in order to afford a new car, most people are going to finance the cost with a combination of a down payment, trade-in, and years of monthly payments.car purchase tips des moines iowa

But if you can avoid financing a car, you should. That’s what authors Thomas J. Stanley and William D. Danko discovered in their book The Millionaire Next Door: The Surprising Secrets of America’s Wealthy. They interviewed dozens of ordinary people who amassed at least a million dollars in wealth through hard work, smart investments, and frugal living.

In their quest to uncover the habits of self-made millionaires, they found that many intentionally bought used cars for years instead of making payments on a new one. It’s a novel concept that can save you a lot of money.

Car Repairs and Regular Maintenance Can Save You Money

Buy used and pay cash. Take good care of the car with regular maintenance and necessary repairs. Save some money. After a couple of years, trade-up for another used car with your trade-in and cash to cover the cost. It’s one of the ways people with ordinary jobs in The Millionaire Next Door were able to save a lot of money and eventually drive their dream car.

If you’re driving an older car that has a few issues, you might be tempted to get rid of it and buy a new-off-the-lot car. But in most cases, it’s going to cost a lot more in the long run to buy a new car than to keep your used car up and running.

Have a used car that needs a little help? Basic maintenance like regular oil changes and replacing the brakes, belts, and air filters can prolong the life of your car. Keeping up on routine maintenance can help prevent more costly repairs and save you money over time. In The Millionaire Next Door people used that extra money to save and make smart investments instead of making monthly car payments.

Want to get the most mileage out of your car? We can help. A full-inspection can identify any issues and routine maintenance will keep your car running longer, smoother, and more efficiently, and cost you less money over time. Give us a call at 515-423-8185 or click here to schedule an appointment.

Radiator Cap Check Can Save You Time & Money

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It’s a hot summer day. You’ve packed up your car with everything you need for a week-long vacation and take I-35 out of town. Everything seems to be going as planned on your road trip, until you notice the needle of the thermostat gauge start creeping towards H-O-T.

radiator cap checkIf your car overheats, it’s possible to let the engine cool, refill the coolant reservoir, and keep on going. But driving your car when it’s overheating, can lead to serious engine damage. And if there’s any truth to Murphy’s Law (anything that can go wrong, will go wrong), your car could overheat in the middle of nowhere during the hottest time of day where cell service is poor.

While car trouble on a summer vacation road trip might be funny in the movies, it’s not when you’re the one stuck on the side of the road. There are a variety of reasons your car could overheat. But sometimes, it’s as simple as a faulty radiator cap.

How the Radiator Cap Works

The radiator cap on the coolant reservoir is made of metal. There’s a spring inside that helps regulate pressure inside the radiator. The cap also has a rubber gasket designed to create a proper seal with the coolant reservoir. Both the spring inside the radiator cap and the rubber seal are wearable parts and should be inspected periodically.

How to Inspect Radiator Cap

A quick inspection of the radiator cap can save you time and money. But you’ll want to do this before your next road trip. Here’s how:

  1. When your car engine is cool, open the hood and locate the radiator cap. (It’s typically a silver-colored cap on the reservoir that contains coolant or antifreeze.)
  1. Push down, twist, and pull up on the radiator cap. It requires a little effort because it’s spring loaded and should have a solid seal if the rubber gasket is good.

Here’s what to look for:

  • If you don’t feel any resistance or pressure when you push down on the radiator cap, the spring inside may no longer be working properly.
  • Once the cap is off, take a closer look at the rubber gasket. If it’s cracked or brittle in any places, it’s not creating a proper seal.

If you find either of these problems, replace the radiator cap. It’s a good time to check the coolant level and top off the reservoir, too.

If you need help with a failing radiator cap, or your car is still prone to overheating after replacing it, we can help. Give us a call at 515-423-8185 or click here to schedule an appointment.

 

Stop Your Car From Overheating

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If you’ve ever driven a car prone to overheating, constantly seems to be low on coolant, or has an unknown problem with the radiator, hoses, thermostat, or other components that help keep your engine cool, there’s rarely a happy ending. All too often, overheating happens when you’re on a road trip, a long way from a service station, or out of cell phone range. But with the right maintenance and a little diligence, keeping your car from overheating is easier than you think.

car overheating des moines iowaKeeping your car from overheating by keeping its radiator and cooling system in working order is important for engine performance and reliability. When your car’s cooling system is working properly, the thermostat gauge in your car should be about in the middle between hot and cold. Your car’s engine performs best when it runs at a moderate temperature. An engine that runs too hot or cold causes more wear and tear on plastic parts, decreases efficiency, and spits out more pollution in the exhaust.

Simple inspection and maintenance practices can keep your radiator and cooling system working properly and stop your car from overheating. Here are some things you can do to check on your cooling system:

  • Examine rubber hoses for cracks or missing rings where the hoses attach to the radiator or engine.
  • Make sure the rubber gasket on the radiator cap is creating a proper seal.
  • Monitor your thermostat while driving to make sure your engine is running at a moderate heat.
  • Inspect the coolant level in the reservoir.
  • Look for coolant leaks where you park your car.

If you take these preventive measures to monitor your car’s radiator and cooling system, you’ll be more likely to identify warning signs of a problem. Cracked hoses or a failed gasket need to be replaced. An engine running too hot or too cold, is an indicator of a radiator problem. And if coolant seems to be evaporating, you may have a leak or poorly performing radiator. Taking care of these kinds of problems you can identify on your own, can keep you from getting stranded and prevent your car from overheating.

Need help giving your radiator and cooling system a checkup? Give us a call at 515-423-8185 or click here to schedule an appointment.

5 Reasons Your Check Engine Light is On

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check engine light is on des moines

Your Check Engine Light is On. Now what?

Murphy’s law – If anything can go wrong it probably will. So you’re on your way to an important job interview or sales call. You’ve just packed up the family car and left town on a road trip you’ve been planning for months. Or you’re just feeling a little stressed out and think the last thing you want is car trouble. Then a red light blinks on in your dash. It’s the Check Engine light, and you immediately envision worst-case scenarios like expensive car repairs or the ultimate demise of your car.

check engine light is on des moinesIf your Check Engine light comes on, chances are pretty good that your car isn’t going to stall out and leave you stranded right away. But it’s not something you want to ignore.

As soon as you’re able to, take your car to an auto parts store and ask them to run a diagnostic test on your vehicle. They’ll hook up a computer to your dash that can identify the reason your Check Engine light is on. In some cases, it’s a simple fix. You may also need the help of an experienced mechanic, but at least you’ll get an idea of what the problem is.

Here are the five most common reasons the Check Engine Light gets activated:

1. Defective Oxygen Sensor. Most cars have two to four oxygen sensors which essentially help regulate oxygen and fuel to help your car get the best gas mileage possible. When a sensor fails, gas mileage declines, and more emissions will be present in your car’s exhaust. It’s a relatively easy and low-cost repair to make. But if you ignore it for too long, a faulty oxygen sensor could damage your car’s catalytic converter, and that can be an expensive repair.

2. Check the Gas Cap. Most cars on the road today have engine sensors linked to your car’s fuel system. If your gas cap isn’t on properly or tightened down enough, or it has a crack, your car’s fuel efficiency will be off. If this is the source of your problem, you can fix it for free or less than the cost of a Starbucks coffee. Check your gas cap and make sure it’s tightened down. And if your gas cap has a crack or faulty seal, buy a new gas cap at and auto parts store to replace the old one on your car. It’s one of the easiest fixes associated with the Check Engine Light.

3. The Catalytic Converter Needs to be Replaced. This isn’t the news you want to hear if you remember reading about this in connection with a defective oxygen sensor. It’s an expensive repair that can cost an estimated $2,000. If your catalytic converter is failing, eventually it will quit working completely and you’ll be calling a tow truck. Give us a call and we’ll get your car back up and running.

4. Mass Airflow Sensor is Failing. When your car’s mass airflow sensor begins to fail, your car can’t get the right amount of air and fuel mixture to power your engine. Your gas mileage will start to decline, and your car will stall more and more frequently. Like the oxygen sensors, it’s a relatively easy repair to do on your own if you’re willing. And most mechanics will install a new airflow sensor for under $300.

5. Spark Plugs Need More Spark. When the spark plugs in your engine start to fail, you’ll notice periodic jolts or fluctuations in your engine’s power when you’re driving. Sparks plugs are like a lot of car parts that just don’t last forever. Older cars may need the spark plugs replaced every 30,000 miles, while the spark plugs in newer cars should last 100,000 miles or more. If you have the time and patience, you can replace the sparks plugs on your car with a few basic tools. And it’s generally a low-cost repair if you bring it in to the shop.

If your Check Engine Light comes on, don’t panic. It’s your car’s warning system giving you an indicator to get your car checked out. But just don’t ignore it. Schedule an appointment with Beckley Auto immediately to find out the issue and fix it as soon as possible!